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               Rich Rydstrom, CMIS & HAMP
  Zombie Mortgage Debt - Dormant and Time Barred Defense 2023 Zombie Mortgage Protections
  Testimony CA SB 130 (CC 2924.13) Zombie Mortgage  Law Defense
  Short Bio re Zombie Mortgages AB130
  Article & Video by Attorney Near You: Rich Rydstrom 33 Years, Rated 10/10 Superb
  Illegal Zombie 2nd Liens, Debts and Mortgages Defense and Lawsuits
  By 33 Year Veteran Attorney Rich Rydstrom, Esq. Former Chairman of CMIS, 1-877-WIN-4-You |https://LitigationMonster.com HAMP 2MP, West v. JP Morgan Chase, BP 17,200, 17082, Reg F, CCP 337
  As Chairman of the Coalition for Mortgage Industry Solutions (“CMIS”; https://MortgageCoalition.org ), I led the debate for solutions to the Great Recession, including foreclosure and servicer standards and the forming of default solutions. In 2008 they said I was wrong. But in 2013, I won the landmark West v. JP Morgan case affirming that California Borrowers could sue the banks (lender/servicers/foreclosure trustees) in California states courts, for violations of federal rules, regulations, guidelines, standards, and public policy, including violations of HAMP, HAFA and 2MP. This is long settled now. 
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