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eNewsletter: Homeowner Rights re HAMP NPV eLetter
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Free Initial Case Consultation for Southern California Residents: email your question and contact information to:
1-877-946-4968 or Email

In the News:

Attorney Richard Rydstrom In the News:

9-2012 CA State Court HAMP Negligence: Attorney Rich Rydstrom upholds borrowers right to sue for HAMP NEGLIGENCE PER SE against CITIMortgage and KASIER Federal Bank in State Court per Wigod 2012, In Re BOA, Ansanelli, Allen, Bosque, Durmic, Turbeville, etc. and in another state court case per Biakanja and Ansanelli. See Below

Sept 2012 CA Attorney Rich Rydstrom upholds FAC against Citi and Kaiser for Fraud-Mods, Misrep., Wrongful Foreclosure (and CR Title), Unfair Business Practices, Breach of Mod Contract, Promissory Estoppel, Conspiracy to Defraud, Negligence Per Se (Citi, Kaiser); for Client SB Librarian: Click Here

9-2012 Rich Rydstrom, Esq. upholds Complaint for Los Angeles Entertainment Photographer in OC Superior Court for Violations of HAMP,  Fraud-Mod, Unfair Business Practices, HAMP NEGLIGENCE (Biakanja and Ansanelli), RFDCPA, Promissory Estoppel,  etc. Click Here

August 2012 Attorney Rich Rydstrom Freezes Bank Foreclosure in CA winning a Preliminary Injunction for Disabled  (Discrimination; Wrongful Foreclosure; CA Unfair Business Practices]  Click Here

Aug. 2012 Interview of Rich Rydstrom  8 2012 “Mystery of FHFA Rich Rydstrom Rick Sharga MortgageOrb Hall” Click Here

Rich Rydstrom, Esq. receives AVVO OC Metro 2012 “Top Attorney” Awards in areas of  Litigation, Real Estate and Business!  Click Here

Los Angeles Judges award
Certificate of Appreciation to Rich Rydstrom, Esq. as VSO for work as ADR Neutral Settlement Officer in LA Courts  Click Here

Attorney Rich Rydstrom Wins Back to Back HAMP Remands; Proves Violations of HAMP Modification Standards Belong in State Court!

Military HAMP SCRA Rights: US Naval Reservist Sues for Wrongful Foreclosure;  Wrongful Denial of HAMP Mod;  Wrongful Charging of Insurance Premiums; Attorney Rich Rydstrom  Wins Remand for US Naval Reservist with HAMP and SCRA Claims! ORDER OF THE COURT Click Here
Remand SCRA HAMP REMAND MOTION  Click Here

June 2012 Attorney Rich Rydstrom Files HAMP & SCRA Remand for Navy Militaryman Reply Brief  Click Here

June 2012 Legal Case News: Attorney Rich Rydstrom Wins Federal  HAMP Remand in Quest to Litigate HAMP Violations for Homeowner in Ca State Court!  Click Here  --
HAMP Remand Click Here
Opposition Strike  Click Here
Opposition Dismiss Click Here

June 2012 Rich Rydstrom Interview re Ca AG Harris re National Banking Settlement
Click Here

April 2012 New CA Foreclosure, Modification & Title Laws; AG Harris ; Click Here

March 2012 Rich Rydstrom on FHFA (DeMarco) Resistance to GSE HAMP Principal Reduction Modifications: Click Here

Landmark Wigod Case Supports HAMP Trial Mod Violation Lawsuits in State Court
Click Here

2012 Rich Rydstrom on the New AG Mega Foreclosure HAMP Modification Settlement 
Click Here

2012 New Foreclosure HAMP Consent Enforcement; Rich Rydstrom on Governor Raskin Fines  Click Here 

2012 Richard Rydstrom on President Obama’s New HARP Short Payoff Refinance Program Click Here

2012 Rich Rydstrom on Foreclosure Timelines & Judicial Waste  Click Here

Year after Year Rich Rydstrom chosen as Industry Expert: 2010-2011 Attorney Rich Rydstrom chosen by Mortgage Banking Servicing Industry as expert in Year in Review - Click Here
 
The Foreclosure-Gate Freeze & Litigation Trigger by Richard Ivar Rydstrom, Wednesday 20 October 2010 - MortgageOrb - Click Here

Rich Rydstrom on Future of Mortgage Foreclosure Modification Crisis - Click Here

Business Law & Ethics of HAMP Modifications by Rich Rydstrom NBI CMIS AFN  Click Here

More Interviews & Articles Click

HAMP Handbook 3.3 Regs
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Commercial Real Estate Mortgage Workouts - New Rules & Tax Regulations  9-16-09	Commercials Mods & Debt Workouts: Are We Ready?

Commercial Real Estate Loans
Commercial Debt/Equity Loan Workouts

All Property Types:
Hotels, Gas Stations, Office, Retail, etc.

Loan Workouts

Debt/Equity Workouts / Takeouts

Loans on REO Purchases

Loans on Performing and Non-Performing Note Purchases

Purchases and Restructure of Performing and Non-Performing Notes

Joint Venture on Performing and Non-Performing Notes Purchase
 

Special Deals & Joint Investor Ventures:

Topic:  Commercial Real Estate Assets/Loans
Device: VIV™ - Valuation Implementation Vehicle™ –  A Special Purpose Entity used to lock in VIV™ benefits.

VIV™ Goals:
To lessen the potential harsh impact of Fair Value Accounting
To supply a business judgment best practice device when implementing Fair Value Accounting
To lessen the severity of losses realized from loss mitigation/modifications
To free up reserves
To convert to cash with an appreciation /clawback component

Owner‘s Special Purpose Entity (SPE) Joint Venture Vehicle Buyer / Investor Owner of Asset/Property/Loan – Bank - Other Sell to unregulated entity at (higher) Carrying Value; no gain/loss     Owner’s SPE Buyer     Owner contributes Asset/Property at (higher) Carrying Value; and retains difference as Equity Joint VIV  (Valuation Implementation Vehicle)   Investor pays market price: Cash in at (lower) FMV

For More Info and the mechanics overview _ Click Here

NOTICE: THIS MATERIAL IS A NON-EXHAUSTIVE ILLUSTRATION OF POSSIBLE ISSUES, OR A PROPRIETARY MODEL, NONE OF WHICH MAY BE COPIED, REPRODUCED OR USED WITHOUT THE OWNERS PRIOR WRITTEN CONSENT.

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