RydstromLaw Civil Business Real Estate Foreclosure Bank Litigation Serious Personal Injury Homeowner Foreclosure Defense Litigation CA UD DefenseVSO ADR Settlement of Disputes Lawsuits Los Angles Orange County San Deigo CA, HAMP denial litigation, trial period mod denial, newport beach, banks, servicers

Inquire

 

Sign Up Today!

* required

*







Email Marketing by VerticalResponse
 

 

eNewsletter: Homeowner Rights re HAMP NPV eLetter
Click

Free Initial Case Consultation for Southern California Residents: email your question and contact information to:
1-877-946-4968 or Email

In the News:

Attorney Richard Rydstrom In the News:

9-2012 CA State Court HAMP Negligence: Attorney Rich Rydstrom upholds borrowers right to sue for HAMP NEGLIGENCE PER SE against CITIMortgage and KASIER Federal Bank in State Court per
Wigod 2012, In Re BOA, Ansanelli, Allen, Bosque,
Durmic, Turbeville, etc. and in another state court case per Biakanja and Ansanelli. See Below

Sept 2012 CA Attorney Rich Rydstrom upholds FAC against Citi and Kaiser for Fraud-Mods, Misrep., Wrongful Foreclosure (and CR Title), Unfair Business Practices, Breach of Mod Contract, Promissory Estoppel, Conspiracy to Defraud, Negligence Per Se (Citi, Kaiser); for Client SB Librarian: Click Here

9-2012 Rich Rydstrom, Esq. upholds Complaint for Los Angeles Entertainment Photographer in OC Superior Court for Violations of HAMP,  Fraud-Mod, Unfair Business Practices, HAMP NEGLIGENCE (Biakanja and Ansanelli), RFDCPA, Promissory Estoppel,  etc. Click Here

August 2012 Attorney Rich Rydstrom Freezes Bank Foreclosure in CA winning a Preliminary Injunction for Disabled  (Discrimination; Wrongful Foreclosure; CA Unfair Business Practices]  Click Here

Aug. 2012 Interview of Rich Rydstrom  8 2012 “Mystery of FHFA Rich Rydstrom Rick Sharga MortgageOrb Hall” Click Here

Rich Rydstrom, Esq. receives AVVO OC Metro 2012 “Top Attorney” Awards in areas of  Litigation, Real Estate and Business!  Click Here

Los Angeles Judges award
Certificate of Appreciation to Rich Rydstrom, Esq. as VSO for work as ADR Neutral Settlement Officer in LA Courts  Click Here

Attorney Rich Rydstrom Wins Back to Back HAMP Remands; Proves Violations of HAMP Modification Standards Belong in State Court!

Military HAMP SCRA Rights: US Naval Reservist Sues for Wrongful Foreclosure;  Wrongful Denial of HAMP Mod;  Wrongful Charging of Insurance Premiums; Attorney Rich Rydstrom  Wins Remand for US Naval Reservist with HAMP and SCRA Claims! ORDER OF THE COURT Click Here
Remand SCRA HAMP REMAND MOTION  Click Here

June 2012 Attorney Rich Rydstrom Files HAMP & SCRA Remand for Navy Militaryman Reply Brief  Click Here

June 2012 Legal Case News: Attorney Rich Rydstrom Wins Federal  HAMP Remand in Quest to Litigate HAMP Violations for Homeowner in Ca State Court!  Click Here  --
HAMP Remand Click Here
Opposition Strike  Click Here
Opposition Dismiss Click Here

June 2012 Rich Rydstrom Interview re Ca AG Harris re National Banking Settlement
Click Here

April 2012 New CA Foreclosure, Modification & Title Laws; AG Harris ; Click Here

March 2012 Rich Rydstrom on FHFA (DeMarco) Resistance to GSE HAMP Principal Reduction Modifications: Click Here

Landmark Wigod Case Supports HAMP Trial Mod Violation Lawsuits in State Court
Click Here

2012 Rich Rydstrom on the New AG Mega Foreclosure HAMP Modification Settlement 
Click Here

2012 New Foreclosure HAMP Consent Enforcement; Rich Rydstrom on Governor Raskin Fines  Click Here 

2012 Richard Rydstrom on President Obama’s New HARP Short Payoff Refinance Program Click Here

2012 Rich Rydstrom on Foreclosure Timelines & Judicial Waste  Click Here

Year after Year Rich Rydstrom chosen as Industry Expert: 2010-2011 Attorney Rich Rydstrom chosen by Mortgage Banking Servicing Industry as expert in Year in Review - Click Here
 
The Foreclosure-Gate Freeze & Litigation Trigger by Richard Ivar Rydstrom, Wednesday 20 October 2010 - MortgageOrb - Click Here

Rich Rydstrom on Future of Mortgage Foreclosure Modification Crisis - Click Here

Business Law & Ethics of HAMP Modifications by Rich Rydstrom NBI CMIS AFN  Click Here

More Interviews & Articles Click

HAMP Handbook 3.3 Regs
Click Here

Commercial Real Estate Mortgage Workouts - New Rules & Tax Regulations
 9-16-09

Commercials Mods & Debt Workouts:
Are We Ready?

Commercial Workouts Mods Q4 2009 Ajpg

Commercial_Workout_Article_Rydstrom_9-2010c_jpg

Commercial Real Estate Loans
Commercial Debt/Equity Loan Workouts

All Property Types:
Hotels, Gas Stations, Office, Retail, etc.

Loan Workouts

Debt/Equity Workouts / Takeouts

Loans on REO Purchases

Loans on Performing and Non-Performing Note Purchases

Purchases and Restructure of Performing and Non-Performing Notes

Joint Venture on Performing and Non-Performing Notes Purchase
 

Special Deals & Joint Investor Ventures:

Topic:  Commercial Real Estate Assets/Loans
Device: VIV™ - Valuation Implementation Vehicle™ –  A Special Purpose Entity used to lock in VIV™ benefits.

VIV™ Goals:
To lessen the potential harsh impact of Fair Value Accounting
To supply a business judgment best practice device when implementing Fair Value Accounting
To lessen the severity of losses realized from loss mitigation/modifications
To free up reserves
To convert to cash with an appreciation /clawback component

Owner‘s Special Purpose Entity (SPE)

Joint Venture Vehicle

Buyer / Investor

Owner of Asset/Property/Loan – Bank - Other

Sell to unregulated entity at (higher) Carrying Value; no gain/loss

 

 

Owner’s SPE
Buyer

 

 

Owner contributes Asset/Property at (higher) Carrying Value; and retains difference as Equity

Joint VIV  (Valuation Implementation Vehicle)

 

Investor pays market price:
Cash in at (lower) FMV

 

For More Info and the mechanics overview _ Click Here

NOTICE: THIS MATERIAL IS A NON-EXHAUSTIVE ILLUSTRATION OF POSSIBLE ISSUES, OR A PROPRIETARY MODEL, NONE OF WHICH MAY BE COPIED, REPRODUCED OR USED WITHOUT THE OWNERS PRIOR WRITTEN CONSENT.

IRS CIRCULAR 230 DISCLOSURE NOTICE:
To ensure compliance with IRS requirements, we inform you that any U.S. federal tax advice contained in this communication is not intended or written to be used, and cannot be used by any taxpayer, for the purposes of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. Any legal advice expressed in this message is being delivered to you solely for your use in connection with the matters addressed herein and may not be relied upon by any other person or entity or used for any other purpose without our prior written consent. NO WAIVER OF ANY PRIVILEGE, PRIVACY, DISCLOSURE, WARNING, LEGAL OR EQUITABLE RIGHT IS INTENDED BY THE COMMUNICATION OF THIS MESSAGE. SENDER RESERVES ALL RIGHTS, IN ALL JURISDICTIONS WHETHER EQUITABLE OR LEGAL, IN FORM OR NATURE.

 

[CA Attorney OC] [Articles] [Practice Areas] [Ca Wrongful Termination] [Ca Litigation] [Ca Business] [Ca Foreclosure] [HAMP Denial] [Ca Real Estate] [RE Investors] [About]

All Rights Reserved in Trademark, Copyright, etc. 1990-2012
 Privacy & Unsubscribe Policy | Sitemap Site Links | Knowledge Base | Site Link Map

Cities: Aliso Viejo, Anaheim, Anaheim Hills, Beverly Hills, Brea, Brentwood, Buena Park, Burbank, Canoga Park, Capistrano Beach, Carlsbad, Cerritos, Chino Hills, Corona Del Mar, Coronado, Costa Mesa, Laguna Hills, Laguna Beach, Santa Ana, Orange, Anaheim, Tustin, Long Beach, Mission Viejo, Newport Beach, Laguna Beach, Tustin, San Diego

NO ATTORNEY CLIENT RELATIONSHIP IS FORMED BY VIEWING THIS WEBSITE OR ITS ARTICLES, OR CONTACTING ATTORNEY. ALL CLIENTS MUST HAVE A WRITTEN SIGNED AND PAID LEGAL RETAINER WITH ATTORNEY TO BECOME A CLIENT. ATTORNEY IS LICENSED IN CALIFORNIA AND CAN ADVISE ONLY CALIFORNIA RESIDENTS OR ON CALIFORNIA ISSUES. FREE CONSULTATION IS LIMITED TO NO MORE THAN 15 MINUTES BY PHONE OR EMAIL PER THE SOLE DISCRETION OF ATTORNEY; THERE IS NO OBLIGATION TO MEET IN PERSON OR HAVE A TELEPHONE CALL OR CONFERENCE; TOPICS AND ISSUES ARE WITHIN SOLE DISCRETION OF ATTORNEY; ATTORNEY DOES NOT HAVE TO GRANT A FREE INITIAL CONSULTATION ON ALL ISSUES OR TOPICS; ATTORNEY DOES NOT GRANT FREE INITIAL CONSULTATIONS FOR THOSE WHO FAIL OR REFUSE TO COOPERATE WITH LAW OFFICE IN ANY WAY INCLUDING FAILING OR REFUSING TO SEND REQUESTED DOCUMENTS BY EMAIL OR FAX. User of this site, potential clients, and clients acknowledge that they will not rely on this website or articles, or interviews in making a final decision to retain attorney, but will interview with attorney and decide thereafter.  No promises of the outcome are made including winning or losing any case expressly or impliedly from this website, articles, interviews, phone number (1-877-WIN-4-YOU, website 877Win-4-You,  or relationships with the mortgage banking or foreclosure industry or its members from attorney.  We do NOT send out solicitations to the public to join lawsuits.

WARNING:  BY USE OF THIS WEBSITE, YOU AGREE TO THESE TERMS; AND OTHER CONDITIONS AS SET FORTH HEREIN. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. REPRESENTATION IS BY WRITTEN LEGAL RETAINER ONLY. LIMITATIONS OF USE OF SITE: YOU MAY NOT RELY ON SITE INFORMATION, ARTICLES OR LINKS AS LEGAL, TAX OR FINANCIAL ADVICE. YOU MUST HIRE AN ATTORNEY TO ADVISE YOU AS TO YOUR UNIQUE FACTS AND CIRCUMSTANCES. LEGAL NOTICE: This web site and any of its articles are not legal, tax or financial advice, and you may not rely on it for same. This is a brief non exhaustive newsworthy article and may be deemed an advertisement from the State Bar. All Rights Reserved ©1999-2012 Richard I. Rydstrom.

IRS CIRCULAR 230 DISCLOSURE NOTICE: To ensure compliance with IRS requirements, we inform you that any U.S. federal tax advice contained in this communication is not intended or written to be used, and cannot be used by any taxpayer, for the purposes of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.